Scam alerts
KYC and bank account “blocked”
An SMS says your bank account or SIM will be blocked today unless you update KYC through a link.
What it looks like
VK-BNKUPD
Dear customer, your account will be BLOCKED today. Update your PAN/KYC now: [link]. Ignore at your own risk.
SCAMHow it works
- The link opens a page that looks exactly like your bank.
- You type your customer ID, password and card details, then an OTP.
- With the OTP they log in, add themselves as a payee and empty the account.
Red flags
- Banks don’t send KYC links by SMS or WhatsApp.
- Urgency: “today”, “within 24 hours”, “last warning”.
- Short links or web addresses that aren’t your bank’s exact site.
- Any page that asks for an OTP you didn’t start.
What to do
- Don’t click. Open your bank’s own app or visit the branch.
- Never share an OTP, PIN, CVV or password, even with “bank staff”.
- If you entered details, call your bank to block the account and card, then 1930.
- Report the SMS on Chakshu.